IQBAL, Zahid; HAYAT, Muhammad. Determinants of Financial-Technology Adoption: The Roles of Social Influence and Financial Inclusion in the Banking Sector. Journal of Business and Economic Options, [S. l.], v. 8, n. 2, p. 20–30, 2025. DOI: 10.5281/zenodo.15769995. Disponível em: http://resdojournals.com/index.php/jbeo/article/view/430.. Acesso em: 20 aug. 2025.