SUFYAN, Aun; OTHMAN, Syed. Governance, Ethics, and Transparency: A Comparative Analysis of Takaful and Conventional Insurance in Malaysia. Journal of Business and Economic Options, [S. l.], v. 8, n. 3, p. 13–23, 2025. DOI: 10.5281/zenodo.17338416. Disponível em: https://resdojournals.com/index.php/jbeo/article/view/444.. Acesso em: 16 jan. 2026.