Iqbal, Z. and Hayat, M. (2025) “Determinants of Financial-Technology Adoption: The Roles of Social Influence and Financial Inclusion in the Banking Sector”, Journal of Business and Economic Options, 8(2), pp. 20–30. Available at: https://resdojournals.com/index.php/jbeo/article/view/430 (Accessed: 1 July 2025).